In 1992, he turned his attention from equipment leasing and commercial finance to the small business lending arena. He was introduced to the specialized asset-based loans issued under the 504 Development Company loan program of the U.S. Small Business Administration at just the right time. Since joining Advantage CDC in 1996, he has guided hundreds of southern California business owners and their commercial bankers through the SBA 504 loan process. As Vice President of Business Loan Development, his favorite phrase remains the same: “Always try to own assets that appreciate in value, and lease the ones that don’t.” In other words - lease your cars and computers and office furniture if you want to, but don’t be a tenant in your business location any longer than you have to.

Roger is finally old enough to enjoy watching golf tournaments on television, but he is still young enough to enjoy playing in golf tournaments for fun. His favorite phrase from the world of golf is: “Being lucky is better than being good – but it’s funny how the more you practice, the luckier you get.”